At the heart of social services are individuals who are passionately committed to helping others. Hearten, a member-owned workers’ compensation captive program, was developed by organizations just like yours. It addresses the specific needs of social services when traditional approaches might not be the best fit. Hearten offers a common-sense approach that is rooted in a deep understanding of alternative insurance solutions and offers a solution that’s right for you.
- Stable Rates and competitive pricing – protection from cyclical rate fluctuations associated with the traditional insurance marketplace
- Proactive claims handling and medical cost management – high quality loss control and risk management services, including online services
- Quarterly financial statement reporting with monthly loss runs.
- Potential Program dividends will be based on Program performance.